A. The difference between modular and manufactured homes can vary. In short, the difference is in the building codes for each type.

A modular home follows the International Residential Construction Code (IRCC), state, county, city or local codes. Modular homes are “Real Property”

The manufactured homes are built to the codes from the federal HUD code standards. These homes are titled and considered “Personal Property” unless attached to the land. However, Pratt Manufactured Homes are built to a higher standard than any other. These homes far exceed the minimum standards for save housing code (HUD). 

Dado que las casas modulares son transacciones "inmobiliarias", califican todos los tipos de préstamos tradicionales. Sin embargo, hay algunas ventajas distintivas en la financiación de viviendas construidas en fábrica. En primer lugar, estos préstamos serán una construcción de cierre inicial única a la permanente. Es decir, la fase de construcción del proceso está cubierta en un solo préstamo. Además, no tiene que traer dinero adicional a la mesa de cierre. Solo su pago inicial, si se requiere uno. Una vez finalizada la fase de construcción, el préstamo se convierte en tu hipoteca.

Pratt Homes offers turnkey services if desired. We have a construction management team that will coordinate inspections of the property and the delivery route, if needed. From our evaluation we can determine what your property may need.

Typically, the land needs a foundation for the home, water, electricity, and sewer/septic hook-ups.